This is my total gain from the Gain a Grand challenge. It’s not bad considering I got sick and didn’t do much towards it for half of the month!
it’s not as great as it looks either. My
four biggest savings came from:
Shopping around for travel
Cashing in rewards ($116.88)
Waiting before buying ($100)
Going without ($100)
exception of going without, these are not true savings.
shopping around for accommodation, I usually stick to my budget, using the
savings to get more for my money. That
is, I spent $500 on $850 accommodation, rather than spending $500 on $500
that I cashed in had been accumulating before the month started, and the items
that I waited before buying will now need to be bought.
month got so busy, I also didn’t reconcile the savings against my budget. It’s likely that I also had unplanned
expenses to offset against this.
However, if I had been able to focus on this more, I would have had the
opportunity to make more gains.
A general theme seems to be that the biggest savings came from the biggest expenses. As such, this wouldn’t necessarily help if you’re already living on a tight budget. However, it’s definitely worth re-visiting. I can usually use one or two of these tips to help me through a particularly lean month. For those of you who don’t generally budget or think about what you’re spending, there’s potential to gain far more than a grand.
The GoalGetters Gain a Grand challenge provides suggested daily activities to help you save or make money, helping you towards your financial goals.
GoalGetters uses the eight dimensions of wellness to help achieve balance in our lives. Read more about this in the Finding Balance article.
Spiritual wellness is expanding our sense of purpose and finding meaning in life. It is strongly linked to our values, and the need for our lives and external environment to be in harmony with our values and beliefs.
Goals within the spiritual dimension may include meditation, prayer, acts of compassion, mindfulness, relaxation, music, and fun (among many others).
Try one of these today, or choose one of your own.